Tailored Financing Solutions

At Groves Capital, we don’t do one-size-fits-all lending. We offer a wide range of mortgage and financing solutions designed to meet you exactly where you are — whether you’re buying your first home, building a portfolio, or scaling your business.

Here’s what we bring to the table:

🏠 Purchase Loans

Buying a home? We’ll help you find the best loan structure, rate, and timeline to get you the keys — without the runaround.

🔄 Refinancing

Lower your rate, tap your equity, or switch loan terms. We’ll find the smartest way to refi based on your goals.

🏢 Investment Property Loans

From single-family rentals to multi-units, we offer investor-friendly programs that maximize leverage and cash flow.

📁 Self-Employed Borrower Solutions

No W-2? No problem. We specialize in bank statement, 1099, and asset-based loans tailored to self-employed clients.

🎖️ VA / FHA / USDA Loans

Government-backed options for qualified buyers with lower down payments and flexible credit guidelines.

💰 Jumbo Loans

Buying big? We have high-limit loan options with competitive pricing — no need to cut corners.

📊 Non-QM & Bank Statement Loans

For borrowers who don’t fit the traditional mold. Flexible underwriting for complex income or unique situations.

📊 DSCR & No-Income Investor Loans

Let the property qualify — not you. Perfect for rental investors looking for speed and simplicity.

🏬 Commercial Loans

Finance office, retail, mixed-use, or industrial properties with tailored commercial lending solutions.

💼 SBA Loans

For entrepreneurs and small business owners. We’ll help you secure SBA 7(a) or 504 funding with clarity and speed.

Not sure what fits your situation best?
Let’s talk. I’ll walk you through the smartest path forward — no jargon, no pressure.